Orthodontic treatment is a priceless investment — but that doesn’t mean cost isn’t a factor. We understand this! We’re always looking for ways to make orthodontics more affordable and more convenient through flexible financing options and virtual care.
If you’re thinking about investing in yourself and transforming your smile, we have some great news for you.
Can I use a payment plan for braces or Invisalign® in 2025? Yes, you can! You don’t have to pay in full for orthodontics. At Fellow Orthodontist, we offer flexible Invisalign payment plans and braces payment options.
Here’s how:
We create affordable, beautiful smiles!
In 2025, you have a lot more options when it comes to financing Invisalign or braces. On your first visit, we’ll present all of our financing options and help you decide which financing option best meets your needs.
In the meantime, here’s what you’ll be able to choose from:
1. Pay over time with flexible, in-house financing.
We offer flexible, in-house financing with no interest, so you can spread out payments over time with 0% interest, and no hidden fees.
When you visit Dr. Lin, we’ll get to know you, chat about your needs, and work with you to create a custom financing plan with an affordable down payment as low as $700 and flexible monthly payments as low as $200 (or less with insurance!)
2. Insurance covers more than you may think.
Dental insurance can cover a lot more of your orthodontics cost than you may think! It covers up to $3,000, and we’re in-network with most major insurances. Our team will handle all of the paperwork for you. We’re here to help you receive the maximum benefit from your dental insurance plan!
We’ll calculate your orthodontic insurance coverage, apply it to your treatment cost, then work out a custom Invisalign payment plan or braces monthly payment plan to cover the rest.
3. Use your FSA, HSA, or tax refund.
Did you know that you can also apply your Flexible Spending Account (FSA) or Health Savings Account (HSA) to your orthodontics cost? Using your FSA or HSA for braces or Invisalign is one of the most impactful ways to use either savings account.
You can combine your FSA or HSA funds and insurance coverage for even more savings, and then we can work out a 0% interest financing plan to help you manage your remaining balance.
If you got a nice tax refund this year, consider putting it toward a smile transformation! A beautiful, healthy smile is the gift that keeps giving for the rest of your life.
4. Get radical value with top-quality care.
With any of our orthodontic treatment options (Invisalign, BRIUS® hidden braces, Iconix® champagne-gold braces, clear braces, metal braces, gummy smile treatment and teeth whitening), you’ll get a concierge-level experience with a board-certified Manhattan orthodontist, and the added benefit of virtual care.
Our virtual care approach enables us to reduce office visits by 60%, while giving you the personalized care you deserve — whenever, and wherever you are. That means less time out of your schedule, and more convenient care blended with personal, in-office visits when needed, without added cost.
How much is Invisalign with insurance?
The cost of Invisalign with insurance will depend on the cost of your treatment, and then the amount that your insurance provider covers.
Most insurance plans cover 25–50% of the cost, or up to $3,000, and then you would only be responsible for the remaining balance — which we’ll work into a flexible payment plan to cover. We’ll verify your benefits, file the paperwork for you, and help you receive the max coverage from your plan.
We can also work out a payment plan for braces without insurance, or a payment plan for Invisalign without insurance to help you manage your costs. Whether you have insurance or not, we’re here to create a financing solution that makes your new smile possible.
How to Pay for Invisalign or Braces Monthly
If you or your child hasn’t gone through orthodontic treatment before, you probably have some questions about the payment process, and how to pay for Invisalign, or how to pay for braces monthly.
Here’s what you can expect:
1. Let’s get your consultation on the books.
Book your first appointment at Fellow Orthodontist in Union Square, NY. Simply fill out the form to request an appointment, and we’ll reach out to you to book!
Our comprehensive consultation only costs you $95 (but it’s valued at $400.) Here’s what it includes:
- One hour reserved just for you
- A detailed clinical examination to assess your individual conditions and needs
- High-quality 3D x-ray and 3D rendering of your teeth and bite — You’ll get to see a simulated preview of your new smile before you even get started!
- A thorough discussion of your treatment options, tailored recommendations, and answers to all your questions by board-certified Dr. Lin
- Personalized treatment plan designed just for you
We’re confident that you’ll see the value in our care. Please let us know if you have any questions before your first visit. It’s important to us that we’re transparent with you throughout all stages of your treatment, and we’d be happy to answer your questions.
2. Visit us for a consultation, exam and cost estimate.
When you arrive at our office, we’ll be ready for you and excited to see you! You’ll get to know your personal orthodontist, Dr. Lin.
Dr. Lin will examine your smile, perform a physical assessment, and we’ll take a quick scan with the advanced digital x-rays, to get the full picture of your smile. We’ll use these x-rays and 3D model of your smile to identify the orthodontic issue and its severity, then determine the cost of treatment.
We’ll also calculate your insurance benefit, apply any HSA/FSA funds you may have, and determine your remaining treatment cost.
3. Let’s create your custom financing plan.
Finally, we’ll work out an in-house financing plan with no interest, and no hidden fees. We’ll chat through your needs to come up with a down payment and monthly payments that work for you.
4. Start smiling.
Once you select your Invisalign payment plan or braces payment plan, you’re ready to start smiling. It’s that easy.
The next step is preparing for your treatment — whether you choose Invisalign®, BRIUS® hidden braces, Iconix® champagne-gold braces, clear ceramic braces or traditional metal braces.
With custom treatments, (Invisalign or BRIUS), we’ll take another scan of your smile to have your custom treatment designed and printed.
Your new smile is affordable here.
At Fellow Orthodontist, we believe everyone deserves a confident smile, regardless of their financial situation.
If you have questions about Invisalign payment plans, braces monthly payment plans near you, or how to pay for braces monthly, we’re here to help. Please don’t hesitate to reach out to us.
Ready to take the first step? Book a consultation at our orthodontic office in Union Square, NY — or start from home with a virtual consultation or quick assessment via text first.
